J&L Financial Planner(R) Professional Version 7.1 
Copyright (C) 1997-2002 J&L Software 
All Rights Reserved

The J&L Financial Planner is not free software.  If you 
use this software after the 21 day evaluation period a registration fee 
of $59.95 is required.  

The unregistered version of the J&L Financial Planner is 
limited by the number of accounts you may open.  The registered version 
allows 50 accounts.

Also some of the functions of the unregistered version are limited 
to use with Example6.ret.

When you register you must send your Registration ID with your order.
The Registration ID is displayed from the Register/Enter Registration 
Code menu.

You may register on line at our web site:

             http://www.jlplanner.com

or payments must be in US dollars drawn on a US bank, and should be 
sent to 

        J&L Software, 240 East Church Street, Frederick, MD 21701.

Version 7.1 changes: 

  1. Included the 2003 RMD table.

  2. Added second budget printout reporting.

  3. Added totals for the Incoming and Outgoing Events Reports.

  4. Fixed some minor problems.


About the J&L Financial Planner:

If you use the J&L Financial Planner you must register 
the software for $59.95.

Registered users may contact J&L Software through 
jwoomer@earthlink.net

The J&L Financial Planner was designed to develop
wide ranging financial scenarios such as:

  1.  Develop a savings strategy for retirement.

  2.  Develop a savings strategy for a child's 
      college education.

  3.  Develop a savings strategy for buying a home.

  4.  Show how various saving strategies are affected
      by life financial events such as mortgages
      and loans.

  5.  Show how net worth is affected by saving
      strategies, inflation, taxes, mortgages, loans,
      and other financial events.

  6.  Create trade-offs between mortgage options 
      including refinancing.

  7.  Perform what-ifs on numerous financial 
      parameters that affect savings and investments.

  8.  Understand the time value of money and the magic
      of compounding.
  
  9.  Helps you create viable options in your financial
      planning.

REQUIREMENTS:

  This version of the J&L Financial Planner requires 
Windows 95/98/ME/2000/XP. 


INSTALLATION:

  If you download a Zip file, you need to uncompress
  the zip file and run the SETUP.EXE file.

  If you download JLPLAN3.EXE -- it is a self extracting file.

WHY SHOULD YOU REGISTER?

  1. It's the right thing to do.
  
  2. We answer your emails.

  3. If it is possible we will customize a feature for you.

REGISTERING J&L FINANCIAL PLANNER

You may register on line at our web site:

             http://www.jlplanner.com

To register by cash or check:

Send the registration form with the cash or a check payable to J&L Software to:

		J&L Software
		240 East Church Street 
		Frederick, MD 21701 USA.  

The amount must be in US dollars and the check must be drawn 
on a US bank.

To register by Money Order:

You can send international postal money orders in US dollars.
Make the money order out to J&L Software and send it to:

		J&L Software
		240 East Church Street 
		Frederick, MD 21701 USA.  

REGISTRATION FORM

-----------------------------Tear Here--------------------------

You may pay with cash, check or a money order.

Make checks or money order out to J&L Software and send to:

        J&L Software
        240 East Church Street 
        Frederick, MD 21701 USA.  

When you register you must send your Registration ID with your order.
The Registration ID is displayed from the Register/Enter Registration 
Code menu.

All orders are subject to the J&L Financial Planner License 
Agreement.

  Registration ID: _____________________________________________

  Version:         _____________________________________________

  Date:            _____________________________________________
  
  Name:            _____________________________________________

  Company:         _____________________________________________

  Address:         _____________________________________________

                   _____________________________________________
   
  City, State:     _____________________________________________


  Country:         _____________________________________________

  Day Phone:       _____________________________________________

  E-Mail address:  _____________________________________________


  J&L Financial Planner Single Copy ___ at $59.95 each =  ______

  Maryland Residents add 5.0% sales Tax                   ______

                                             Total payment: ____




